Local 8
Plumbers & Gasfitters
Plumbers Local 8 Income Protection
Continue getting paid if you can’t work due to illness, injury, or death!
PLAN INFORMATION OVERVIEW
– Short-Term Disability (STD) pays for up to 11 weeks
– Long-Term Disability (LTD) pays for up to 5 years
– Life Insurance w/ AD&D for Member, Spouse, and/or Child(ren)
No medical tests, questions, or underwriting to enroll; no active working Member of the Plumbers Local 8 can be denied coverage!
ARE YOUR CURRENT BENEFITS ENOUGH?
Short-Term Disability
Plumbers Local 8 Members currently receive $200/week through our Health and Welfare Fund for 26 weeks. If your paycheck is normally $1,500/week and you get sick or injured, you would only receive $200 in weekly benefits. That leaves an income gap of $1,300/week or 87% of your weekly income. If you missed work for 6 weeks, that is an income loss of $7,800.
Long-Term Disability
The Local 8 Health and Welfare Fund does not offer Long-Term Disability; you’ll have ZERO income after 26 weeks.